Tax Optimization

With tax planning in our DNA, Boulay Integrates strong technical tax guidance with your wealth management strategies. Our goal is a successful financial plan that maximizes growth, equity and cash flow while minimizing your taxes. We offer a variety of tax services to high-net-worth individuals, their families, and related businesses.

How we help you get there

Working collaboratively with your Boulay or tax professionals, our wealth advisors consider the right strategies available to high-net-worth individuals, their families and related business when it comes to reducing your current and future tax obligations and how they may fit into your overall financial plan. While paying taxes is often unavoidable, we help optimize your tax by offering the following services:

Many people often fall into a lower tax bracket for several years following retirement only to see their bracket jump again once Required Minimum Distributions (RMDs) from their retirement accounts kick in. We help you determine if you should take IRA distributions immediately or if you should wait.
We consider the most tax advantageous asset location for your situation between taxable, tax-deferred and tax-favored accounts.
Representation and assistance during examination of income tax returns by tax authorities, including the assembly of documentation and other information in support of income tax returns.
Utilizing WealthNAV, we analyze the effects of converting pre-tax IRA dollars into a ROTH IRA by comparing the tax obligations at the time and how they will potentially look in the future.
Analyzing your options for deferring or recognizing income, whether it is in a 401(k), deferred comp plan or health savings account, and making recommendations based on your goals.
The timing of when a particular investment is sold, whether it’s a legacy stock holding or a short-term mutual fund investment, may influence the amount of taxes payable. We help you determine how to reduce the overall tax consequences.
Whether it’s how accounts are titled, or your situation requires a complex estate plan, we work with your estate planning attorney to ensure our recommendations integrate well with your estate plan.
Tax efficiency, simplicity and flexibility make naming a charitable organization a great starting point for those leaving a charitable legacy. Boulay offers practical strategies designed to help you implement a charitable giving plan.
We also offer many other immediate and long-term tax strategies to maximize wealth:
  • Tax Diversification
  • Employee Benefit Maximization
  • Executive Benefit Planning
  • Income Deferral
  • Deductible Expense Acceleration
  • Trust Coordination
  • Distribution Planning
  • Social Security Planning

Our process allows you to focus on important matters in your life, while knowing your financial plan is in good hands. With strong technical skills and an exceptional commitment to client service, our tax team offers a client experience where your voice is heard, your needs are understood, and all tax work is completed in a precise, timely, and cost-effective manner.

Get a Review of your Tax Strategy
In order to maximize your assets and minimize your taxes, you need a team of experts who can proactively apply your income, trust and tax situation to your overall wealth plan and identify effective strategies based on your opportunities. Boulay helps you get there with a comprehensive plan designed to satisfy your individual needs and objectives. Contact us today!


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